What Are Hard Money Loans And Why Aren’t They For Everyone?

  Importantly, hard money loans are not for first time home buyers.  Hard money loans are typically loans of “last resort” for borrowers who can’t find a conventional loan to accomplish the debt bridge between the down payment and the purchase price of real estate.  Hard money loans have sharply higher interest rates and usually…

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What Are Real Estate Investment Trusts All About – And Why They Might Be For You

Investing In A REIT Is Participating In The Commercial Real Estate Investment World Without Actually Buying Real Estate Investment Trusts or “REITs” are companies or corporations or other entities that owns, and most commonly operates a portfolio or income-producing real estate or real estate-related assets.  REITs are designed for individual investors to earn portions or…

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To Gift Or Devise, That Is The Question!

Tax and Estate Planning is Critical to Avoid Unnecessary Tax Burdens and Consequences I have clients ask me all the time if it makes sense to give their property to their kids or should they wait to die and let their kids inherit it.  The practical answer from a tax planning perspective is to allow…

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