{"id":546,"date":"2014-07-21T21:27:11","date_gmt":"2014-07-22T04:27:11","guid":{"rendered":"https:\/\/shellyrobersonrealtor.com\/?p=546"},"modified":"2014-07-21T21:29:50","modified_gmt":"2014-07-22T04:29:50","slug":"six-6-easy-ways-to-save-money-on-health-care-costs-and-invest-in-real-estate-with-the-savings","status":"publish","type":"post","link":"https:\/\/shellyrobersonrealtor.com\/six-6-easy-ways-to-save-money-on-health-care-costs-and-invest-in-real-estate-with-the-savings\/","title":{"rendered":"Six (6) Easy Ways to Save Money on Health Care Costs \u2013 And Invest in Real Estate with the Savings"},"content":{"rendered":"

\"Cost_of_Health_Care_Large\"<\/a><\/p>\n

How much money do you spend on health care?\u00a0 Each day that goes by your overall health care costs go up (even though you don\u2019t realize it) for a few reasons; 1) inflation, 2) you get older every day, and 3) unless you are exercising regularly you are getting in worse shape day-by-day.\u00a0 These three factors will drive up your long-term health care costs.\u00a0 No matter how prepared you are for your retirement years these costs will continue to rise unless you do something about them.\u00a0 I recently posted an article indicating the average American couple will spend $220,000 for health care costs during their retirement years \u2013 and introduced a real estate strategy to combat these costs.\u00a0 This figure does NOT include long-term care such as a nursing home or other retirement facilities.\u00a0 Please prepare for the future by looking at the short list below which can help you plan and reduce surprises.<\/p>\n

<\/p>\n

\"genericpills\"<\/a><\/p>\n

1)\u00a0\u00a0\u00a0\u00a0\u00a0 Switch to Generic Drugs<\/strong> \u2013 Believe it or not generic drugs typically have the same active ingredients as name-brand drugs and in many cases are significantly less expensive (sometime even as much as 50% less).\u00a0 When you are placing your prescription orders ask your pharmacist if there is a generic option available.\u00a0 Also, research the drugs you are taking to see what they are, what generics are available, and what companies are improving these drugs. Are these drugs available on-line from a cheaper source?\u00a0 A little time spent on the computer can effectively reduce costs in this area.<\/p>\n

 <\/p>\n

2)\u00a0\u00a0\u00a0\u00a0\u00a0 Take Advantage of Wellness Benefits<\/strong> \u2013 Many employers offer incentives for participation in exercise and other health programs including paying for a gym membership.\u00a0 The more you exercise the higher probability your medical expenses will be reduced due to your healthier body.\u00a0 Getting away from the office during the day (to go exercise) can also promote a healthier mental outlook on your day, your life, and your perception of life.\u00a0 Go for a walk with a fellow employee, a colleague, or your boss.<\/p>\n

 <\/p>\n

3)\u00a0\u00a0\u00a0\u00a0\u00a0 Take Your Medications Regularly<\/strong> \u2013 Many costly hospital visits are for conditions (like asthma or high blood pressure) that were managed well with medications until they worsened when the patients skipped doses.\u00a0 Skipping medications can also result in deprivation and effectiveness of the drugs.\u00a0 Use a drug organizer with days of the week to help you keep track of your medications.\u00a0 Doing so will also help you develop healthy routines for other habits you are trying to change.<\/p>\n

 <\/p>\n

4)\u00a0\u00a0\u00a0\u00a0\u00a0 Eat More Vegetables<\/strong> \u2013 Vegetable intake is inversely correlated with diabetes incidence.\u00a0 Diabetes drives up insurance costs which reduces your disposable income.\u00a0 The more colorful your veggies, the more nutrients and more benefits.\u00a0 There are thousands of creative ways to prepare and consume veggies \u2013 go online and see all of the cool things you can do with them.<\/p>\n

 <\/p>\n

5)\u00a0\u00a0\u00a0\u00a0\u00a0 Don\u2019t Smoke Anything<\/strong> –\u00a0 This one is obvious, however, with the increase in medical marijuana usage some people have forgot that smoke inhalation, no matter what type of smoke, is detrimental to your health, can cause cancer and other complications with your health. \u00a0Also, second hand smoke from medical marijuana usage also has ill effects as well.<\/p>\n

\"smoking-skeleton\"<\/a><\/p>\n

 <\/p>\n

6)\u00a0\u00a0\u00a0\u00a0\u00a0 Exercise Regularly<\/strong> \u2013 Take Free Exercise Classes on YouTube, other online sources, or at the local YMCA.\u00a0 Check out http:\/\/www.tumblrgym.com\/workout<\/a> for 30 free workouts per month.\u00a0 Getting in shape will help reduce your health care costs more than anything else and it doesn\u2019t cost any money to exercise.<\/p>\n

 <\/p>\n

Reducing the money you spend on health care can be a simple process of working checklist on a daily basis.\u00a0 Each day is another opportunity to reduce your overall health care costs.\u00a0 Eliminate or dramatically reduce the factors that drive up your long-term health care costs.\u00a0 No matter how prepared you are for your retirement these costs need to be dealt with on a consistent basis.\u00a0 Preparation is powerful \u2013 do something about these costs to help preserve your precious assets in retirement.<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

How much money do you spend on health care?\u00a0 Each day that goes by your overall health care costs go up (even though you don\u2019t realize it) for a few reasons; 1) inflation, 2) you get older every day, and 3) unless you are exercising regularly you are getting in worse shape day-by-day.\u00a0 These three…<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[12],"tags":[32,31,69,70],"yoast_head":"\nSix (6) Easy Ways to Save Money on Health Care Costs \u2013 And Invest in Real Estate with the Savings - shellyrobersonrealtor.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shellyrobersonrealtor.com\/six-6-easy-ways-to-save-money-on-health-care-costs-and-invest-in-real-estate-with-the-savings\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Six (6) Easy Ways to Save Money on Health Care Costs \u2013 And Invest in Real Estate with the Savings - shellyrobersonrealtor.com\" \/>\n<meta property=\"og:description\" content=\"How much money do you spend on health care?\u00a0 Each day that goes by your overall health care costs go up (even though you don\u2019t realize it) for a few reasons; 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