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Tag Archives: retirement planning

How Many Offers Will I Get On My House?

How Many Offers Will I Get On My House?

I can’t remember a listing where my client didn’t ask me, “[H]ow many offers will I get on my house?  It’s a crystal ball question, but usually the answer is – “we will probably get several if we price it correctly.”

The juggernaut seller’s market continues to march forward like a rapid moving lava flow covering the entire landscape in its path.  Needless to say this market condition is confounding to buyers looking to get a piece of Silicon Valley real estate and claim their stake for their families.  Low inventory combined with the high-tech industry seemingly on fire continues to keep prices moving higher and higher.  There are many qualified buyers in every price range and it is difficult to be successful when there is such great competition.

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Portola Valley Ranch – The Peninsula’s Hidden Gem

Portola Valley Ranch – The Peninsula’s Hidden Gem

Amazingly Distinctive Custom Homes Are Still Undervalued Amidst Market Chaos

Developed in the 1970s Portola Valley Ranch (PV Ranch), a planned community of approximately 205 homes located in Portola Valley off Alpine Road, is truly a hidden gem of a development which offers so much for so little on a comparative basis.  Portola Valley Ranch community was designed to allow the natural landscape remain the main focus of the development.  The emphasis and importance of living in harmony with nature has always been the priority with the design and implementation of this amazing neighborhood. 

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Paying Off Your Mortgage Early Might Not Be the Investment You Think It Is

Paying Off Your Mortgage Early Might Not Be the Investment You Think It Is

There are Better Investments Available Instead of Paying Down Your Mortgage

Mortgage is Latin for “dead-deed.”  Black’s Law Dictionary defines mortgage as an interest in land created by written instrument providing security for the performance of a duty or the payment of a debt.  Mortgagees are the banks who lend money secured by real property and mortgagors are the borrowers who are obligated to repay the mortgagees for possession and title of the real property. 

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What Are Hard Money Loans And Why Aren’t They For Everyone?

What Are Hard Money Loans And Why Aren’t They For Everyone?

 

Importantly, hard money loans are not for first time home buyers.  Hard money loans are typically loans of “last resort” for borrowers who can’t find a conventional loan to accomplish the debt bridge between the down payment and the purchase price of real estate.  Hard money loans have sharply higher interest rates and usually are expensive to originate – much greater than traditional real estate financing.  Hard money loans are often used to bridge financing between undeveloped land and construction or to take advantage of a great deal that has to close quicker than they could get traditional financing.

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What Are Real Estate Investment Trusts All About – And Why They Might Be For You

What Are Real Estate Investment Trusts All About – And Why They Might Be For You

Investing In A REIT Is Participating In The Commercial Real Estate Investment World Without Actually Buying

Real Estate Investment Trusts or “REITs” are companies or corporations or other entities that owns, and most commonly operates a portfolio or income-producing real estate or real estate-related assets.  REITs are designed for individual investors to earn portions or shares or fractions of the income produced through commercial real estate ownership.  The beauty of which is the investor is not required to actually go out and purchase the commercial real estate themselves as others have already done that. REITs come in all categories and may include office buildings, shopping malls, resorts, apartments, self-storage facilities, hotels, warehouses, and mortgages or bundled mortgage loans.

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Durable Power of Attorney – What Is It And Do You Need One?

Durable POA

A Durable Power of Attorney Can Provide Peace Of Mind, Comfort, and Ease of Transition For Families

As baby boomers approach retirement age there are many considerations which should be addressed regarding preparation for transitions and changes in their lifestyle.  Generally, most people will have to rely on others to help them at some point in their lives, whether it’s daily or periodic help.  Additionally, unforeseen circumstances and events can transpire which can lead to disruption in their daily or future routines.  In order to be prepared everyone, including children of senior baby boomers, should understand what a Durable Power of Attorney (POA) is, and consider having them in place as soon as reasonably possible.

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